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Residential Bridging Loans

Never miss out on your dream project with residential bridging loans from Buzz Capital.

Up to 75% LTV/LTGDV

Rates from as little as 0.89% per month

Same-day terms with fast release of funds

Up to 100% build cost funded

100% funding (with extra security)

Whether you are looking to purchase a property at auction or on the open market, adding the finishing touches with refurbishment or simply looking to refinance a property that you already own for short term cashflow reasons, then residential bridging loans might be right for you.

Buzz Capital are here to help, we’ll lend against a wide range of residential properties to offer you the best value for your residential bridge loan. We are proud to offer our borrowers, big and small, up to 75% of the current value of the property and will provide up to 100% of the development costs as well. We also offer loan repayment periods from 3 to 12 months.

Whether you are a first-time borrower or an experienced residential property investor, we accept all types of residential loan applications.

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Is A Residential Bridging Loan Right For You?

If you are one of the following, then Buzz Capital can help you secure residential bridging finance

  • Wanting to expand your property portfolio
  • Needing to renovate an existing property
  • Looking to buy a property at auction
  • Looking for better rates on bridging loans for residential properties
  • Wanting to exit from your current lender
  • Wanting to utilise your existing equity 
  • Wanting to invest in buy-to-flip, buy-to-let or HMO properties 

If you are in any of these stages and are looking to get finance for your next project then Buzz Capital is here for you. 

Residential Bridge Loans; A Simple Way To Borrow

The application process

We’ll speak to you about your circumstances and requirements in order to deliver a commercial bridging loan that is right for you.

Reviewing your application

Based on the information provided and some initial due diligence, we will issue a term sheet for your consideration

Loan secured

Upon the signed term sheet and once all of the legal condition precedents have been satisfied, the loan will be released.

 

Residential Bridge Loans; A Simple Way To Borrow

The application process

We’ll speak to you about your circumstances and requirements in order to deliver a commercial bridging loan that is right for you.

Reviewing your application

Based on the information provided and some initial due diligence, we will issue a term sheet for your consideration

Loan secured

Upon the signed term sheet and once all of the legal condition precedents have been satisfied, the loan will be released.

 

Our Residential Bridging Finance Terms

  • Rates from 0.89% PCM
  • LTV up to 75%
  • Loan terms up to 12 months
  • First charge lending 
  •  2% arrangement fee as a standard

Types of Residential Properties We Lend Against

  • Leasehold flats
  • Houses 
  • HMOS
  • MUFBs
  • Student accommodation

Why Choose Buzz Capital Bridging Loans For Residential Properties

Our residential loan and investment specialists understand the potentials and challenges of residential property investment. We will create truly bespoke loans to match your business needs.

All business types and individuals are eligible to apply, from start-ups and individual developers to experienced development businesses.

Residential property investment loans with interest rates as little as 0.89% PCM.

It takes seconds to contact us and you can get a response and bridge loan in under 2 weeks.

Since our establishment, Buzz Capital strives for openness, transparency and customer-focused solutions for all of our residential loans.

We’re a privately owned business so we can go straight from application and valuation, to loan payment. This is because all our investment property deals go directly to a decision-maker.

We’re flexible and privately funded, so we are not bound by restrictive loan conditions that other bridging lenders are faced with.

Why Choose Buzz Capital Bridging Loans For Residential Properties

Our residential loan and investment specialists understand the potentials and challenges of residential property investment. We will create truly bespoke loans to match your business needs.

The application process

We’ll speak to you about your circumstances and requirements in order to deliver a commercial bridging loan that is right for you.

Reviewing your application

Based on the information provided and some initial due diligence, we will issue a term sheet for your consideration

Loan secured

Upon the signed term sheet and once all of the legal condition precedents have been satisfied, the loan will be released.

 

Secure a Loan Today

Call us on 01273 766399, or send us an email at hello@buzzcapital.co.uk or use the form below.

A member of the Buzz Team will contact you within hours to discuss your requirements and provide you with information such as how much you can borrow, the cost of this borrowing, and
how quickly Buzz Capital can arrange your loan.

Buzz Capital Helped Us Regenerate The Beauty In Such A Historic Town

We are thrilled to get this site across the line with Buzz Capital, and regenerate what is a redundant building in the heart of such a historic town. Sites like these provide great opportunities to us as developers, to show the local people that we are here to add value to their town, through the creation of good quality housing, from sites that have been vacant or abandoned. We are looking forward to getting underway with the scheme, and with the release of these units hopefully in Spring 2023

Simon Wasley • Archerfield’s

Types Of Finance Loan Solutions We Offer

We offer a wide range of finance and loan options that are tailored to meet the specific needs of every kind of borrower. And for added peace of mind, we’ve constantly got our eye on the market and regularly review our financing options to make sure we can offer the most competitive rates

Frequently Asked Questions

A residential bridging loan is a short-term loan that helps individuals or businesses bridge the gap between the purchase of a new property and the sale of an existing one. It provides immediate access to funds, enabling smooth property transactions. At Buzz Capital, our residential bridging loans are designed to offer quick approvals, flexible terms, and competitive interest rates, ensuring a hassle-free borrowing experience.

A residential bridge loan is a short-term financing option. It is typically intended for a temporary period, usually ranging from a few weeks to a few months. At Buzz Capital, we understand the urgency of such transactions and offer residential bridging loans tailored to suit your specific needs, ensuring that you have the financial support required to make a smooth transition between property purchases.

Yes, residential bridging loans are considered secured loans. They are backed by the collateral of the residential property being purchased. By utilising the property as security, borrowers can access higher loan amounts and more favourable interest rates. However, it’s essential to assess your ability to repay the loan on time, as failure to do so may result in the loss of the property.

No. Buzz Capital do not offer regulated loans and are not regulated by the Financial Conduct Authority (FCA). As a result, all our loans must be for business purposes. 

A residential bridge loan offers several advantages that make it a compelling choice for property buyers. Firstly, it provides quick access to funds, allowing you to secure your dream project or investment property without waiting for the sale of a current property. Secondly, it offers flexibility in repayment, and at Buzz Capital, we tailor the loan terms to fit your financial situation.